It is designed to protect buyers and renters of property from discrimination by landlords, sellers or financial institutions. The law applies to property owners, rental managers, real estate agents, landlords, developers, banks, builders and individual owners who are renting or selling their property. Today, the Fair Housing Act covers apartments, mobile homes, condos, houses and vacant lots that will be used for housing. HUD received enforcement responsibility by the Fair Housing Act, a law enacted in 1968. Department of Housing and Urban Development (HUD). is a place of opportunity and to prevent segregation and discrimination.Įqual housing law is enforced and administered by the Office of Fair Housing and Equal Opportunity (FHEO). » MORE: Best mortgage lenders for first-time buyers Equal-opportunity housing lawsĮqual-opportunity housing laws were created to make sure every neighborhood in the U.S. “Magically, my mortgage was quickly approved and processed.” “Once I said ‘Hey gang, does this sound like Age Discrimination to you?’, then things got A LOT better,” they said. At 63 and financially able to buy a home, they felt the underwriters were making the process take a lot longer than it should have been. One ConsumerAffairs reviewer from Minnesota felt they were being discriminated against due to their age. An example of discrimination and unfair treatment is when a property manager refuses to rent a condo or apartment to a single woman but will rent it to a single man. Mortgage discrimination is strictly against the law. It means that every person has a right to fair judgment and treatment when it comes to housing and mortgage financing options. What does equal-opportunity housing mean?Įqual-opportunity housing is the idea that all people should be given the same chances and rights when it comes to choosing housing. Department of Housing and Urban Development or your state's fair housing agency. If you believe you have experienced housing discrimination, you can file a complaint with the U.S.
Fair housing laws also protect families with children from discrimination, such as being denied housing because of the presence of children.Even with fair housing laws, housing segregation can lead to unequal access to resources and opportunities, making economic and social inequality worse.When people feel welcomed and are treated fairly, they're more likely to take pride in their homes and communities, make deeper connections with their neighbors and invest in local businesses, which helps the community thrive. Equal-opportunity housing initiatives and equal housing laws are a solution to unfair treatment of and discrimination against homebuyers and renters in the U.S. Equal-opportunity housing means everyone has equal opportunity to be considered for the purchase or rental of property. Everyone deserves a place to call home, regardless of gender, sexual orientation, race, religion or disability.
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